%20scale(0.09049,-0.09049)'%20d='M103%201298%20191%201493H1325L1239%201298H923Q955%201242%20967%201168H1325L1239%20973H962Q945%20896%20902%20838Q830%20743%20686%20698Q765%20680%20828%20616Q891%20552%20954%20424L1163%200H753L571%20371Q516%20483%20459.5%20524.0Q403%20565%20309%20565H159V831H362Q483%20831%20536%20898Q562%20931%20575%20973H103L191%201168H572Q559%201205%20536%201234Q483%201298%20362%201298Z'%20fill='%23FFFFFF'/%3e%3ccircle%20cx='390.83'%20cy='161.76'%20r='43.80'%20fill='%230B5FFF'/%3e%3cpath%20d='M%20371.12%20161.76%20L%20388.64%20179.28%20L%20412.73%20142.05'%20fill='none'%20stroke='%23FFFFFF'%20stroke-width='9.64'%20stroke-linecap='round'%20stroke-linejoin='round'/%3e%3c/svg%3e)
1. Lendingplate
Verify NBFC partner and KFS before applying. APR is above the predatory threshold (>100%).
- APR:
- Not disclosed
- Rating:
- 4.4 / 5
- Lender:
- https://www.unifinz.in/
- Ticket:
- ₹1,000–₹50,000
Best PocketMitra Alternatives in 2026
Looking for a personal loan option that beats PocketMitra on transparency, APR, or processing fees? Here are 5 regulated NBFC alternatives we currently rate higher.
Last reviewed: 2026-05-16
2. mPokket
Student/young-professional loans up to ₹45K
- APR:
- Not disclosed
- Rating:
- 4.4 / 5
- Lender:
- Mpokket Financial Services Pvt Ltd (own NBFC)
- Ticket:
- ₹1,000–₹50,000
3. Pocketly
RBI Reg B-13.01394; loans ₹1K-₹25K, 60-180 days, 2-3%/mo
- APR:
- Not disclosed
- Rating:
- 4.3 / 5
- Lender:
- Speel Finance Company Pvt Ltd (own NBFC; Pocketly Infotech is the LSP)
- Ticket:
- ₹1,000–₹50,000
4. Kreditzy
Sister brand to KreditBee; loans ₹1K-₹2L
- APR:
- Not disclosed
- Rating:
- 4.2 / 5
- Lender:
- Krazybee Services Pvt Ltd (KreditBee group secondary brand)
- Ticket:
- ₹1,000–₹50,000
5. Ram Fincorp
Personal loans up to ₹2L; LSP for RK Bansal NBFC
- APR:
- Not disclosed
- Rating:
- 3.9 / 5
- Lender:
- R K Bansal Finance Pvt Ltd (own NBFC)
- Ticket:
- ₹1,000–₹50,000