We compute the true APR on your personal loan, place it on a four-band fairness scale, and draft the right letter to your lender — review, grievance, or regulatory.
Enter loan details manually
Takes about 2 minutes — amount, rate, fees, tenure.
Upload your KFS
We auto-fill your loan terms from the Key Facts Statement.
🔒 No login. No personal data shared. No commission. Sahi Rate – Reset Karo is a borrower-side tool — we never send anything on your behalf.