We're building SahiSujhav for borrowers. That only works if you can trust how we operate.
How we make money
- Right now: we don't. Free beta.
- Future: optional paid power-user tier. Free tier stays free.
- Never: referral commissions from loan apps.
How loan-app reviews are written
- Pull KFS and Play Store listing.
- Verify lender against RBI's NBFC and bank lists.
- Audit Android permissions and reported complaints.
- Compute observed APR ranges.
- Editorial verdict signed off by a human.
Lenders cannot pay to change a verdict. Corrections via hello@sahisujhav.in.
How HeyZ AI is built
- Retrieval-augmented over RBI circulars, DPDP Act, and our cornerstone articles.
- Pre/post safety filters block out-of-scope, crisis, and abusive content.
- We do not train AI models on your inputs.
- Anonymous chat IDs only.
Government / law-enforcement requests
We comply with valid Indian legal process and push back on overbroad demands. As of this writing, 0 requests received.
Security incidents
We will publish any breach within 72 hours of discovery. As of this writing, 0 reportable incidents.
Open commitments
- No dark patterns.
- No paid placement in reviews.
- No selling user data, ever.
- No engineered urgency.