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PayMe Review
PayMe India Financial Services Pvt Ltd (own NBFC) + Arvog/LiquiLoans/PinCap/LendBox/Arthmate
RBI-registered NBFC since 2018; salary advance + PL
Red flags
- •Reported APR exceeds 100% — predatory range
- •Verify NBFC partner directly with RBI before applying
Green flags
No clear green flags noted.
Permissions demanded
Data practices
Not independently audited. Confirm permissions and data-sharing in the app before installing.
Recovery practices
Recovery practices not independently verified. If you face harassment, file an RBI Sachet complaint.
Sources & references
Grievance & support
- Grievance redressalhttps://www.paymeindia.in/fair-practice-code/
- Support / helpdeskgrievance@paymeindia.in
Contact details published by the lender. If unresolved within 30 days, escalate via RBI Sachet.
Disclaimer: Reviews are independent editorial assessments based on publicly available information and user-submitted complaints. APR ranges and fees can change — always check the lender's Key Fact Statement before borrowing. Not financial or legal advice.
Next step with PayMe
Headline rates hide fees. Run your actual offer through our free tools before you accept anything.
More reviews
Frequently asked questions about PayMe
Is PayMe RBI-registered?
PayMe is operated by PayMe India Financial Services Pvt Ltd (own NBFC) + Arvog/LiquiLoans/PinCap/LendBox/Arthmate. Its RBI status: RBI-regulated NBFC. Always verify the parent lender directly on the RBI NBFC list before borrowing.
What is the real APR on PayMe ?
PayMe charges an APR between 150% and 150% per annum with a processing fee of up to 10%. After fees and GST, the effective APR on short tenures can be significantly higher than the headline rate.
Is PayMe safe to use?
RBI-registered NBFC since 2018; salary advance + PL Permissions demanded: not disclosed. Recovery practices: Recovery practices not independently verified. If you face harassment, file an RBI Sachet complaint..
What loan amount and tenure does PayMe offer?
Ticket size ranges from ₹1,000 to ₹50,000, with tenure between 1 and 3 months.
How do I close my PayMe loan early?
Open the app, request a foreclosure quote in writing, and pay the principal + accrued interest. Demand the No Dues Certificate (NDC) within 7 working days — RBI mandates it. If PayMe refuses or harasses you, file a complaint on the RBI Sachet portal.