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Escape the paydayFree priority access · Coming soon · RBI-aligned

Stuck in 5+ payday or instant loans? One EMI. Lower APR. Human help.

We consolidate your 5+ payday or instant-loan EMIs into one honestly-priced loan with human, RBI-aligned support — no rollovers, no harassment.

  • Cut APR by up to 60%
  • No harassment, no hidden fees
  • Priority by distress score

Why borrowers are stuck — and how Escape the Payday loan fixes it

Problem
5–10 apps, 600% APR

Rollover after rollover. Every new top-up hides a bigger processing fee and pushes the true APR past 400%.

Reset
One EMI, honest APR

We match you with an RBI-regulated lender at a fair rate and pay off the app loans directly.

Aftercare
CIBIL + harassment shield

Free access to dispute drafters, RBI complaint templates, and a CIBIL recovery roadmap.

Join the waitlist

Tell us your situation. We prioritise the most distressed first.

Takes 60 seconds. Free. Your info is never sold — we only use it to contact you when Escape the Payday loan opens.

We never sell borrower data. Escape the Payday loan is not a loan offer — it's a waitlist for a future consolidation product.