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Kreditzy Review
Krazybee Services Pvt Ltd (KreditBee group secondary brand)
Sister brand to KreditBee; loans ₹1K-₹2L
Red flags
- •Reported APR exceeds 100% — predatory range
- •Verify NBFC partner directly with RBI before applying
Green flags
No clear green flags noted.
Permissions demanded
Data practices
Not independently audited. Confirm permissions and data-sharing in the app before installing.
Recovery practices
Recovery practices not independently verified. If you face harassment, file an RBI Sachet complaint.
Sources & references
Grievance & support
- Grievance redressalhttps://www.kbnbfc.in/grievance-redressal
- Support / helpdeskgrievance@kbnbfc.in
Contact details published by the lender. If unresolved within 30 days, escalate via RBI Sachet.
Disclaimer: Reviews are independent editorial assessments based on publicly available information and user-submitted complaints. APR ranges and fees can change — always check the lender's Key Fact Statement before borrowing. Not financial or legal advice.
Next step with Kreditzy
Headline rates hide fees. Run your actual offer through our free tools before you accept anything.
More reviews
Frequently asked questions about Kreditzy
Is Kreditzy RBI-registered?
Kreditzy is operated by Krazybee Services Pvt Ltd (KreditBee group secondary brand). Its RBI status: RBI-regulated NBFC. Always verify the parent lender directly on the RBI NBFC list before borrowing.
What is the real APR on Kreditzy?
Kreditzy does not publish a verifiable APR or fee schedule, so we do not show a rate for it. Borrower reports place short-tenure costs well above 100% once fees and GST are counted — ask for the Key Fact Statement in writing before you accept any offer.
Is Kreditzy safe to use?
Sister brand to KreditBee; loans ₹1K-₹2L Permissions demanded: not disclosed. Recovery practices: Recovery practices not independently verified. If you face harassment, file an RBI Sachet complaint..
What loan amount and tenure does Kreditzy offer?
Ticket size ranges from ₹1,000 to ₹50,000, with tenure between 1 and 3 months.
How do I close my Kreditzy loan early?
Open the app, request a foreclosure quote in writing, and pay the principal + accrued interest. Demand the No Dues Certificate (NDC) within 7 working days — RBI mandates it. If Kreditzy refuses or harasses you, file a complaint on the RBI Sachet portal.