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ATD Money — Personal Loan vs Bajaj Finserv
Side-by-side comparison of ATD Money — Personal Loan and Bajaj Finserv on real APR, processing fees, RBI status, and red flags. Both reviewed independently by SahiSujhav — we don't take money from lenders.
| ATD Money — Personal Loan | Bajaj Finserv | |
|---|---|---|
| RBI status | regulated | regulated |
| Parent lender | ATD Financial Services Private Limited | Bajaj Finserv Ltd |
| Category | personal | personal |
| APR range | Upto 200% | Upto 28% |
| Processing fee | Upto 10% | Upto 5% |
| Tenure | 3–12 mo | 3–61 mo |
| Ticket size | ₹5,000–₹100,000 | ₹10,000–₹500,000 |
| Our rating | 5/5 | 5/5 |
| Verdict | Caution | Recommended |
ATD Money — Personal Loan
Last reviewed: 2026-09-13
Bajaj Finserv
Good
- Largest listed NBFC
- Strong grievance redressal
- Clear documentation
Watch out
- Cross-sell pressure (insurance, EMI cards)
Last reviewed: 2026-06-06