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Bajaj Finserv Review

Bajaj Finserv Ltd

Established NBFC. Cleanest documentation in the category, lowest harassment-complaint share.

Reviewed by
SahiSujhav editorial — Independent borrower-side review
Last verified
2026-06-06
Right of reply
Bajaj Finserv invited to respond on 2026-06-06. Status: pending
Indicative APR upto
Upto 28%
Indicative processing fee upto
Upto 5%
Tenure
3–61 months
Ticket size
₹10,000–₹5,00,000
5.0 / 5
SahiSujhav editorial rating

Red flags

  • •Cross-sell pressure (insurance, EMI cards)

Green flags

  • •Largest listed NBFC
  • •Strong grievance redressal
  • •Clear documentation

Permissions demanded

Data practices

Recovery practices

Sources & references

    Last reviewed: 2026-06-06

    Grievance & support

    Contact details published by the lender. If unresolved within 30 days, escalate via RBI Sachet.

    Disclaimer: Reviews are independent editorial assessments based on publicly available information and user-submitted complaints. APR ranges and fees can change — always check the lender's Key Fact Statement before borrowing. Not financial or legal advice.

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    Frequently asked questions about Bajaj Finserv

    Is Bajaj Finserv RBI-registered?

    Bajaj Finserv is operated by Bajaj Finserv Ltd. Its RBI status: RBI-regulated NBFC. Always verify the parent lender directly on the RBI NBFC list before borrowing.

    What is the real APR on Bajaj Finserv?

    Bajaj Finserv charges an APR between 28% and 28% per annum with a processing fee of up to 5%. After fees and GST, the effective APR on short tenures can be significantly higher than the headline rate.

    Is Bajaj Finserv safe to use?

    Established NBFC. Cleanest documentation in the category, lowest harassment-complaint share. Permissions demanded: not disclosed. Recovery practices: not independently verified.

    What loan amount and tenure does Bajaj Finserv offer?

    Ticket size ranges from ₹10,000 to ₹5,00,000, with tenure between 3 and 61 months.

    How do I close my Bajaj Finserv loan early?

    Open the app, request a foreclosure quote in writing, and pay the principal + accrued interest. Demand the No Dues Certificate (NDC) within 7 working days — RBI mandates it. If Bajaj Finserv refuses or harasses you, file a complaint on the RBI Sachet portal.