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B4Salary Review

Kisga Leasing and Finance Pvt Ltd (own RBI-registered NBFC)

Salary advance via Kisga NBFC

Reviewed by
SahiSujhav editorial — Independent borrower-side review
Last verified
2026-05-16
Right of reply
B4Salary invited to respond on 2026-05-16. Status: pending
Indicative APR upto
Upto 200%
Indicative processing fee upto
Upto 10%
Tenure
0–0 months
Ticket size
₹0–₹0
0.0 / 5
SahiSujhav editorial rating

Red flags

  • •Reported APR exceeds 100%

Green flags

No clear green flags noted.

Permissions demanded

Data practices

Recovery practices

Sources & references

    Last reviewed: 2026-05-16

    Grievance & support

    Contact details published by the lender. If unresolved within 30 days, escalate via RBI Sachet.

    Disclaimer: Reviews are independent editorial assessments based on publicly available information and user-submitted complaints. APR ranges and fees can change — always check the lender's Key Fact Statement before borrowing. Not financial or legal advice.

    Next step with B4Salary

    Headline rates hide fees. Run your actual offer through our free tools before you accept anything.

    Check your real APR →Fees + GST + tenure, computed the RBI way.Safer alternatives to B4Salary →Lower-APR, RBI-regulated options.Escape the Payday loan trap →Guided plan to get out of a high-APR loan.Fix your CIBIL score →Diagnose, dispute, rebuild in 4 stages.

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    Frequently asked questions about B4Salary

    Is B4Salary RBI-registered?

    B4Salary is operated by Kisga Leasing and Finance Pvt Ltd (own RBI-registered NBFC). Its RBI status: RBI-regulated NBFC. Always verify the parent lender directly on the RBI NBFC list before borrowing.

    What is the real APR on B4Salary ?

    B4Salary charges an APR between 200% and 200% per annum with a processing fee of up to 10%. After fees and GST, the effective APR on short tenures can be significantly higher than the headline rate.

    Is B4Salary safe to use?

    Salary advance via Kisga NBFC Permissions demanded: not disclosed. Recovery practices: not independently verified.

    What loan amount and tenure does B4Salary offer?

    Ticket size ranges from ₹0 to ₹0, with tenure between 0 and 0 months.

    How do I close my B4Salary loan early?

    Open the app, request a foreclosure quote in writing, and pay the principal + accrued interest. Demand the No Dues Certificate (NDC) within 7 working days — RBI mandates it. If B4Salary refuses or harasses you, file a complaint on the RBI Sachet portal.