Skip to content
SahiSujhav — Loan transparency and borrower rights platformSahiSujhav
All apps
⚠️ CautionRBI-regulated NBFCpersonal

ATD Money — Personal Loan Review

ATD Financial Services Private Limited

Reviewed by
SahiSujhav editorial — Independent borrower-side review
Last verified
2026-09-13
Right of reply
ATD Money — Personal Loan invited to respond on 2026-09-13. Status: pending
Indicative APR upto
Upto 200%
Indicative processing fee upto
Upto 10%
Tenure
3–12 months
Ticket size
₹5,000–₹1,00,000
5.0 / 5
SahiSujhav editorial rating

Red flags

No major red flags reported.

Green flags

No clear green flags noted.

Permissions demanded

Data practices

Recovery practices

Sources & references

    Last reviewed: 2026-09-13

    Disclaimer: Reviews are independent editorial assessments based on publicly available information and user-submitted complaints. APR ranges and fees can change — always check the lender's Key Fact Statement before borrowing. Not financial or legal advice.

    Next step with ATD Money — Personal Loan

    Headline rates hide fees. Run your actual offer through our free tools before you accept anything.

    Check your real APR →Fees + GST + tenure, computed the RBI way.Safer alternatives to ATD Money — Personal Loan →Lower-APR, RBI-regulated options.Escape the Payday loan trap →Guided plan to get out of a high-APR loan.Fix your CIBIL score →Diagnose, dispute, rebuild in 4 stages.

    More reviews

    AbhiLoans
    Loans against securities/MFs/shares; ₹15K-₹1Cr
    ACHIVERS FINANCE
    Aditya Birla Capital – Finance
    Aditya Birla Group NBFC offering personal loans up to ₹50L at 12–28% APR.
    More in this category:Instant Personal Loans →

    Frequently asked questions about ATD Money — Personal Loan

    Is ATD Money — Personal Loan RBI-registered?

    ATD Money — Personal Loan is operated by ATD Financial Services Private Limited. Its RBI status: RBI-regulated NBFC. Always verify the parent lender directly on the RBI NBFC list before borrowing.

    What is the real APR on ATD Money — Personal Loan?

    ATD Money — Personal Loan charges an APR between 200% and 200% per annum with a processing fee of up to 10%. After fees and GST, the effective APR on short tenures can be significantly higher than the headline rate.

    Is ATD Money — Personal Loan safe to use?

    Permissions demanded: not disclosed. Recovery practices: not independently verified.

    What loan amount and tenure does ATD Money — Personal Loan offer?

    Ticket size ranges from ₹5,000 to ₹1,00,000, with tenure between 3 and 12 months.

    How do I close my ATD Money — Personal Loan loan early?

    Open the app, request a foreclosure quote in writing, and pay the principal + accrued interest. Demand the No Dues Certificate (NDC) within 7 working days — RBI mandates it. If ATD Money — Personal Loan refuses or harasses you, file a complaint on the RBI Sachet portal.