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B4Salary vs Nanokred
Side-by-side comparison of B4Salary and Nanokred on real APR, processing fees, RBI status, and red flags. Both reviewed independently by SahiSujhav — we don't take money from lenders.
| B4Salary | Nanokred | |
|---|---|---|
| RBI status | regulated | regulated |
| Parent lender | Kisga Leasing and Finance Pvt Ltd (own RBI-registered NBFC) | https://nanokred.com/ |
| Category | instant | instant |
| APR range | Upto 200% | Upto 200% |
| Processing fee | Upto 10% | Upto 10% |
| Tenure | 0–0 mo | 0–0 mo |
| Ticket size | ₹0–₹0 | ₹0–₹0 |
| Our rating | 0/5 | 5/5 |
| Verdict | Caution | Caution |
B4Salary
Watch out
- Reported APR exceeds 100%
Last reviewed: 2026-05-16
Nanokred
Last reviewed: 2026-06-07