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ATD Money — Personal Loan vs FatakPay
Side-by-side comparison of ATD Money — Personal Loan and FatakPay on real APR, processing fees, RBI status, and red flags. Both reviewed independently by SahiSujhav — we don't take money from lenders.
| ATD Money — Personal Loan | FatakPay | |
|---|---|---|
| RBI status | regulated | regulated |
| Parent lender | ATD Financial Services Private Limited | FDPL Finance Pvt Ltd (primary) + Atmos Finance + others |
| Category | personal | personal |
| APR range | Upto 200% | Upto 150% |
| Processing fee | Upto 10% | Upto 8% |
| Tenure | 3–12 mo | 1–3 mo |
| Ticket size | ₹5,000–₹100,000 | ₹1,000–₹50,000 |
| Our rating | 5/5 | 4.4/5 |
| Verdict | Caution | Caution |
ATD Money — Personal Loan
Last reviewed: 2026-09-13
FatakPay
Watch out
- Reported APR exceeds 100% — predatory range
- Verify NBFC partner directly with RBI before applying
Last reviewed: 2026-05-16