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AEON Credit vs FatakPay
Side-by-side comparison of AEON Credit and FatakPay on real APR, processing fees, RBI status, and red flags. Both reviewed independently by SahiSujhav — we don't take money from lenders.
| AEON Credit | FatakPay | |
|---|---|---|
| RBI status | regulated | regulated |
| Parent lender | Datta Finance and Trading Private Limited | FDPL Finance Pvt Ltd (primary) + Atmos Finance + others |
| Category | personal | personal |
| APR range | Upto 30% | Upto 150% |
| Processing fee | Upto 1% | Upto 8% |
| Tenure | 3–15 mo | 1–3 mo |
| Ticket size | ₹10,000–₹500,000 | ₹1,000–₹50,000 |
| Our rating | 8/5 | 4.4/5 |
| Verdict | Recommended | Caution |
AEON Credit
Last reviewed: 2026-09-13
FatakPay
Watch out
- Reported APR exceeds 100% — predatory range
- Verify NBFC partner directly with RBI before applying
Last reviewed: 2026-05-16