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AEON Credit Review

Datta Finance and Trading Private Limited

Salaried & self-employed retail consumers; merchant network 1,000+ (Mumbai focus, expanding)

Reviewed by
SahiSujhav editorial — Independent borrower-side review
Last verified
2026-09-13
Right of reply
AEON Credit invited to respond on 2026-09-13. Status: pending
Indicative APR upto
Upto 30%
Indicative processing fee upto
Upto 1%
Tenure
3–15 months
Ticket size
₹10,000–₹5,00,000
8.0 / 5
SahiSujhav editorial rating

Red flags

No major red flags reported.

Green flags

No clear green flags noted.

Permissions demanded

Data practices

Recovery practices

Sources & references

    Last reviewed: 2026-09-13

    Disclaimer: Reviews are independent editorial assessments based on publicly available information and user-submitted complaints. APR ranges and fees can change — always check the lender's Key Fact Statement before borrowing. Not financial or legal advice.

    Next step with AEON Credit

    Headline rates hide fees. Run your actual offer through our free tools before you accept anything.

    Check your real APR →Fees + GST + tenure, computed the RBI way.Safer alternatives to AEON Credit →Lower-APR, RBI-regulated options.Escape the Payday loan trap →Guided plan to get out of a high-APR loan.Fix your CIBIL score →Diagnose, dispute, rebuild in 4 stages.

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    Frequently asked questions about AEON Credit

    Is AEON Credit RBI-registered?

    AEON Credit is operated by Datta Finance and Trading Private Limited. Its RBI status: RBI-regulated NBFC. Always verify the parent lender directly on the RBI NBFC list before borrowing.

    What is the real APR on AEON Credit?

    AEON Credit charges an APR between 30% and 30% per annum with a processing fee of up to 1%. After fees and GST, the effective APR on short tenures can be significantly higher than the headline rate.

    Is AEON Credit safe to use?

    Salaried & self-employed retail consumers; merchant network 1,000+ (Mumbai focus, expanding) Permissions demanded: not disclosed. Recovery practices: not independently verified.

    What loan amount and tenure does AEON Credit offer?

    Ticket size ranges from ₹10,000 to ₹5,00,000, with tenure between 3 and 15 months.

    How do I close my AEON Credit loan early?

    Open the app, request a foreclosure quote in writing, and pay the principal + accrued interest. Demand the No Dues Certificate (NDC) within 7 working days — RBI mandates it. If AEON Credit refuses or harasses you, file a complaint on the RBI Sachet portal.