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Rohan Desai
Fintech Analyst — App Reviews · 5+ yrs
Reverse-engineers loan-app KFS, true APR, and permission footprints. Five years auditing Indian lending apps.
LinkedInAbout Rohan
Rohan owns SahiSujhav's loan-app review desk. He installs every app on a clean test device, runs a sanctioned-but-unfunded loan to surface the live KFS, and decompiles APKs to log every permission requested before disbursal.
His scoring rubric — true APR vs headline rate, contact-list scraping, NBFC partner clarity, complaint volume on Sachet and Google Play — is the same one used across our 30-app comparison and the per-app review pages.
Before SahiSujhav, Rohan worked on product analytics at a Bengaluru-based fintech and contributed to open-source mobile-permission auditing tools.
Areas of expertise
- Loan-app true APR calculation
- Key Fact Statement (KFS) auditing
- Android permission analysis
- RBI NBFC partner verification
- Sachet & Play-Store complaint patterns
- Fintech product analytics
Education
BITS Pilani (B.E. Computer Science)
Credentials
- ✓B.E. Computer Science, BITS Pilani
- ✓5 years auditing Indian lending apps
- ✓Maintains SahiSujhav's 30-app true-APR benchmark
- ✓Contributor to open-source mobile-permission tooling
Recent articles by Rohan
- 📱I uninstalled the loan app but it is still charging me — why and how to stop itRead
- 💸Hidden Charges in Loan Apps: APR & Processing Fees ExplainedRead
- 🆓SahiSujhav vs SettleLoan: why free beats ₹1.5L settlement helpRead
- 🥇30 loan apps ranked by true APR, complaints, RBI status (2026)Read
- ⚔️CASHe vs MoneyView vs KreditBee: cheapest true APR 2026Read
- 🧭Navi personal loan review 2026: is the low rate real?Read
- 🐝KreditBee review 2026: true APR, charges, complaint historyRead
- 📱Instant loan app reviews 2026: 4 apps testedRead
- ⚖️KreditBee, Navi, CASHe, MoneyTap: true APR comparedRead
Editorial independence: SahiSujhav writers do not accept payment from lenders, brokers, or app developers. All recommendations are based on public data and reader-reported experience. See the transparency page for our funding model.