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Nanokred vs Piramal Finance
Side-by-side comparison of Nanokred and Piramal Finance on real APR, processing fees, RBI status, and red flags. Both reviewed independently by SahiSujhav — we don't take money from lenders.
| Nanokred | Piramal Finance | |
|---|---|---|
| RBI status | regulated | regulated |
| Parent lender | https://nanokred.com/ | Piramal Enterprises |
| Category | instant | personal |
| APR range | 200–Upto 200% | 28–Upto 28% |
| Processing fee | Upto 10% | Upto 3% |
| Tenure | 0–0 mo | 12–73 mo |
| Ticket size | ₹0–₹0 | ₹50,000–₹1,000,000 |
| Our rating | 5/5 | 4.3/5 |
| Verdict | Caution | Recommended |
Nanokred
Last reviewed: 2026-06-07
Piramal Finance
Good
- RBI-regulated HFC/NBFC
- Piramal Enterprises backing
- Branch presence in 400+ cities
- Transparent KFS
Watch out
- PF up to 3% + GST
- Higher APR for self-employed segment
Last reviewed: 2026-06-06