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Piramal Finance Review
Piramal Enterprises
Piramal-group NBFC offering multi-product retail credit including PL.
Red flags
- •PF up to 3% + GST
- •Higher APR for self-employed segment
Green flags
- •RBI-regulated HFC/NBFC
- •Piramal Enterprises backing
- •Branch presence in 400+ cities
- •Transparent KFS
Permissions demanded
Data practices
Data handled per RBI DLG; no contacts permission.
Recovery practices
In-house collections; recovery agents identified per RBI FPC.
Sources & references
Grievance & support
- Grievance redressalhttps://www.piramalfinance.com/stakeholders/grievance-redressal
- Support / helpdeskcustomercare@piramal.com
Contact details published by the lender. If unresolved within 30 days, escalate via RBI Sachet.
Disclaimer: Reviews are independent editorial assessments based on publicly available information and user-submitted complaints. APR ranges and fees can change — always check the lender's Key Fact Statement before borrowing. Not financial or legal advice.
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Frequently asked questions about Piramal Finance
Is Piramal Finance RBI-registered?
Piramal Finance is operated by Piramal Enterprises. Its RBI status: RBI-regulated NBFC. Always verify the parent lender directly on the RBI NBFC list before borrowing.
What is the real APR on Piramal Finance ?
Piramal Finance charges an APR between 28% and 28% per annum with a processing fee of up to 3%. After fees and GST, the effective APR on short tenures can be significantly higher than the headline rate.
Is Piramal Finance safe to use?
Piramal-group NBFC offering multi-product retail credit including PL. Permissions demanded: Camera (KYC), SMS (OTP), Location (branch). Recovery practices: In-house collections; recovery agents identified per RBI FPC..
What loan amount and tenure does Piramal Finance offer?
Ticket size ranges from ₹50,000 to ₹10,00,000, with tenure between 12 and 73 months.
How do I close my Piramal Finance loan early?
Open the app, request a foreclosure quote in writing, and pay the principal + accrued interest. Demand the No Dues Certificate (NDC) within 7 working days — RBI mandates it. If Piramal Finance refuses or harasses you, file a complaint on the RBI Sachet portal.