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ZappLoans Review

Tycoon Credit and Portfolios Limited (RBI-NBFC-ICC, License 14.01178)

Tycoon Credit also linked to other suspect platforms; verify carefully

Reviewed by
SahiSujhav editorial — Independent borrower-side review
Last verified
2026-05-16
Right of reply
ZappLoans invited to respond on 2026-05-16. Status: pending
Indicative APR upto
Upto 200%
Indicative processing fee upto
Upto 10%
Tenure
0–0 months
Ticket size
₹0–₹0
0.0 / 5
SahiSujhav editorial rating

Red flags

  • •Reported APR exceeds 100%

Green flags

No clear green flags noted.

Permissions demanded

Data practices

Recovery practices

Sources & references

    Last reviewed: 2026-05-16

    Grievance & support

    Contact details published by the lender. If unresolved within 30 days, escalate via RBI Sachet.

    Disclaimer: Reviews are independent editorial assessments based on publicly available information and user-submitted complaints. APR ranges and fees can change — always check the lender's Key Fact Statement before borrowing. Not financial or legal advice.

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    Frequently asked questions about ZappLoans

    Is ZappLoans RBI-registered?

    ZappLoans is operated by Tycoon Credit and Portfolios Limited (RBI-NBFC-ICC, License 14.01178). Its RBI status: RBI-regulated NBFC. Always verify the parent lender directly on the RBI NBFC list before borrowing.

    What is the real APR on ZappLoans?

    ZappLoans charges an APR between 200% and 200% per annum with a processing fee of up to 10%. After fees and GST, the effective APR on short tenures can be significantly higher than the headline rate.

    Is ZappLoans safe to use?

    Tycoon Credit also linked to other suspect platforms; verify carefully Permissions demanded: not disclosed. Recovery practices: not independently verified.

    What loan amount and tenure does ZappLoans offer?

    Ticket size ranges from ₹0 to ₹0, with tenure between 0 and 0 months.

    How do I close my ZappLoans loan early?

    Open the app, request a foreclosure quote in writing, and pay the principal + accrued interest. Demand the No Dues Certificate (NDC) within 7 working days — RBI mandates it. If ZappLoans refuses or harasses you, file a complaint on the RBI Sachet portal.