StashFin Review
EQX Analytics / partner NBFCs
Credit-line product — usable, but fees + late charges escalate fast on missed cycles.
Red flags
- •Late fee structure non-trivial
- •Push-marketing for top-ups
Green flags
- •Regulated NBFC partners
- •AA-based data fetch
Permissions demanded
Data practices
AA-based; no contact-list scraping reported recently.
Recovery practices
Partner-NBFC handles recovery.
Sources & references
Grievance & support
- Grievance redressalhttps://www.stashfin.com/grievance-mechanism
- Support / helpdeskgrievance.officer@stashfin.com
Contact details published by the lender. If unresolved within 30 days, escalate via RBI Sachet.
Disclaimer: Reviews are independent editorial assessments based on publicly available information and user-submitted complaints. APR ranges and fees can change — always check the lender's Key Fact Statement before borrowing. Not financial or legal advice.
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Frequently asked questions about StashFin
Is StashFin RBI-registered?
StashFin is operated by EQX Analytics / partner NBFCs. Its RBI status: RBI-regulated NBFC. Always verify the parent lender directly on the RBI NBFC list before borrowing.
What is the real APR on StashFin?
StashFin charges an APR between 48% and 48% per annum with a processing fee of up to 5%. After fees and GST, the effective APR on short tenures can be significantly higher than the headline rate.
Is StashFin safe to use?
Credit-line product — usable, but fees + late charges escalate fast on missed cycles. Permissions demanded: KYC, Bank statement (AA). Recovery practices: Partner-NBFC handles recovery..
What loan amount and tenure does StashFin offer?
Ticket size ranges from ₹1,000 to ₹5,00,000, with tenure between 3 and 36 months.
How do I close my StashFin loan early?
Open the app, request a foreclosure quote in writing, and pay the principal + accrued interest. Demand the No Dues Certificate (NDC) within 7 working days — RBI mandates it. If StashFin refuses or harasses you, file a complaint on the RBI Sachet portal.