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StashFin Review

EQX Analytics / partner NBFCs

Credit-line product — usable, but fees + late charges escalate fast on missed cycles.

Reviewed by
SahiSujhav editorialIndependent borrower-side review
Last verified
2026-05-09
Right of reply
StashFin invited to respond on 2026-05-09. Status: pending
Indicative APR upto
Upto 48%
Indicative processing fee upto
Upto 5%
Tenure
336 months
Ticket size
1,000–₹5,00,000
3.0 / 5
SahiSujhav editorial rating

Red flags

  • Late fee structure non-trivial
  • Push-marketing for top-ups

Green flags

  • Regulated NBFC partners
  • AA-based data fetch

Permissions demanded

KYCBank statement (AA)

Data practices

AA-based; no contact-list scraping reported recently.

Recovery practices

Partner-NBFC handles recovery.

Sources & references

Last reviewed: 2026-05-09

Grievance & support

Contact details published by the lender. If unresolved within 30 days, escalate via RBI Sachet.

Disclaimer: Reviews are independent editorial assessments based on publicly available information and user-submitted complaints. APR ranges and fees can change — always check the lender's Key Fact Statement before borrowing. Not financial or legal advice.

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Frequently asked questions about StashFin

Is StashFin RBI-registered?

StashFin is operated by EQX Analytics / partner NBFCs. Its RBI status: RBI-regulated NBFC. Always verify the parent lender directly on the RBI NBFC list before borrowing.

What is the real APR on StashFin?

StashFin charges an APR between 48% and 48% per annum with a processing fee of up to 5%. After fees and GST, the effective APR on short tenures can be significantly higher than the headline rate.

Is StashFin safe to use?

Credit-line product — usable, but fees + late charges escalate fast on missed cycles. Permissions demanded: KYC, Bank statement (AA). Recovery practices: Partner-NBFC handles recovery..

What loan amount and tenure does StashFin offer?

Ticket size ranges from ₹1,000 to ₹5,00,000, with tenure between 3 and 36 months.

How do I close my StashFin loan early?

Open the app, request a foreclosure quote in writing, and pay the principal + accrued interest. Demand the No Dues Certificate (NDC) within 7 working days — RBI mandates it. If StashFin refuses or harasses you, file a complaint on the RBI Sachet portal.