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Shriram One Review
Shriram Group
Shriram-group NBFC; strong base in self-employed and Tier 2/3 lending.
Red flags
- •APR can hit 36% for thin-file/SE customers
- •PF + GST stacks on disbursal
Green flags
- •Upper Layer NBFC under RBI SBR
- •3,000+ branches
- •Listed on NSE/BSE
- •Strong rural/semi-urban presence
Permissions demanded
Data practices
Data captured at branch + digital; KYC stored per RBI norms.
Recovery practices
Field collections team active in semi-urban areas under RBI FPC.
Sources & references
Grievance & support
- Grievance redressalhttps://www.shriramfinance.in/redressal-of-customer-complaints
- Support / helpdeskgrievance@shriramfinance.in
Contact details published by the lender. If unresolved within 30 days, escalate via RBI Sachet.
Disclaimer: Reviews are independent editorial assessments based on publicly available information and user-submitted complaints. APR ranges and fees can change — always check the lender's Key Fact Statement before borrowing. Not financial or legal advice.
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Frequently asked questions about Shriram One
Is Shriram One RBI-registered?
Shriram One is operated by Shriram Group. Its RBI status: RBI-regulated NBFC. Always verify the parent lender directly on the RBI NBFC list before borrowing.
What is the real APR on Shriram One?
Shriram One charges an APR between 30% and 30% per annum with a processing fee of up to 3%. After fees and GST, the effective APR on short tenures can be significantly higher than the headline rate.
Is Shriram One safe to use?
Shriram-group NBFC; strong base in self-employed and Tier 2/3 lending. Permissions demanded: Camera (KYC), SMS (OTP), Location (branch). Recovery practices: Field collections team active in semi-urban areas under RBI FPC..
What loan amount and tenure does Shriram One offer?
Ticket size ranges from ₹50,000 to ₹15,00,000, with tenure between 12 and 61 months.
How do I close my Shriram One loan early?
Open the app, request a foreclosure quote in writing, and pay the principal + accrued interest. Demand the No Dues Certificate (NDC) within 7 working days — RBI mandates it. If Shriram One refuses or harasses you, file a complaint on the RBI Sachet portal.