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Ram Fincorp Review

R K Bansal Finance Pvt Ltd (own NBFC)

Personal loans up to ₹2L; LSP for RK Bansal NBFC

Reviewed by
SahiSujhav editorial — Independent borrower-side review
Last verified
2026-05-16
Right of reply
Ram Fincorp invited to respond on 2026-05-16. Status: pending
Indicative APR upto
Upto 200%
Indicative processing fee upto
Upto 10%
Tenure
1–3 months
Ticket size
₹1,000–₹50,000
3.9 / 5
SahiSujhav editorial rating

Red flags

  • •Reported APR exceeds 100% — predatory range
  • •Verify NBFC partner directly with RBI before applying

Green flags

No clear green flags noted.

Permissions demanded

Data practices

Not independently audited. Confirm permissions and data-sharing in the app before installing.

Recovery practices

Recovery practices not independently verified. If you face harassment, file an RBI Sachet complaint.

Sources & references

Last reviewed: 2026-05-16

Grievance & support

Contact details published by the lender. If unresolved within 30 days, escalate via RBI Sachet.

Disclaimer: Reviews are independent editorial assessments based on publicly available information and user-submitted complaints. APR ranges and fees can change — always check the lender's Key Fact Statement before borrowing. Not financial or legal advice.

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Frequently asked questions about Ram Fincorp

Is Ram Fincorp RBI-registered?

Ram Fincorp is operated by R K Bansal Finance Pvt Ltd (own NBFC). Its RBI status: RBI-regulated NBFC. Always verify the parent lender directly on the RBI NBFC list before borrowing.

What is the real APR on Ram Fincorp?

Ram Fincorp charges an APR between 100% and 200% per annum with a processing fee of up to 10%. After fees and GST, the effective APR on short tenures can be significantly higher than the headline rate.

Is Ram Fincorp safe to use?

Personal loans up to ₹2L; LSP for RK Bansal NBFC Permissions demanded: not disclosed. Recovery practices: Recovery practices not independently verified. If you face harassment, file an RBI Sachet complaint..

What loan amount and tenure does Ram Fincorp offer?

Ticket size ranges from ₹1,000 to ₹50,000, with tenure between 1 and 3 months.

How do I close my Ram Fincorp loan early?

Open the app, request a foreclosure quote in writing, and pay the principal + accrued interest. Demand the No Dues Certificate (NDC) within 7 working days — RBI mandates it. If Ram Fincorp refuses or harasses you, file a complaint on the RBI Sachet portal.