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⚠️ CautionRBI-regulated NBFCPersonal Loan

Lendingplate Review

https://www.unifinz.in/

Verify NBFC partner and KFS before applying. APR is above the predatory threshold (>100%).

Reviewed by
SahiSujhav editorial — Independent borrower-side review
Last verified
2026-05-16
Right of reply
Lendingplate invited to respond on 2026-05-16. Status: pending
Indicative APR upto
Upto 200%
Indicative processing fee upto
Upto 10%
Tenure
1–3 months
Ticket size
₹1,000–₹50,000
4.4 / 5
SahiSujhav editorial rating

Red flags

  • •Reported APR exceeds 100% — predatory range
  • •Verify NBFC partner directly with RBI before applying

Green flags

No clear green flags noted.

Permissions demanded

Data practices

Not independently audited. Confirm permissions and data-sharing in the app before installing.

Recovery practices

Recovery practices not independently verified. If you face harassment, file an RBI Sachet complaint.

Sources & references

Last reviewed: 2026-05-16

Grievance & support

Contact details published by the lender. If unresolved within 30 days, escalate via RBI Sachet.

Disclaimer: Reviews are independent editorial assessments based on publicly available information and user-submitted complaints. APR ranges and fees can change — always check the lender's Key Fact Statement before borrowing. Not financial or legal advice.

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Frequently asked questions about Lendingplate

Is Lendingplate RBI-registered?

Lendingplate is operated by https://www.unifinz.in/. Its RBI status: RBI-regulated NBFC. Always verify the parent lender directly on the RBI NBFC list before borrowing.

What is the real APR on Lendingplate?

Lendingplate charges an APR between 100% and 200% per annum with a processing fee of up to 10%. After fees and GST, the effective APR on short tenures can be significantly higher than the headline rate.

Is Lendingplate safe to use?

Verify NBFC partner and KFS before applying. APR is above the predatory threshold (>100%). Permissions demanded: not disclosed. Recovery practices: Recovery practices not independently verified. If you face harassment, file an RBI Sachet complaint..

What loan amount and tenure does Lendingplate offer?

Ticket size ranges from ₹1,000 to ₹50,000, with tenure between 1 and 3 months.

How do I close my Lendingplate loan early?

Open the app, request a foreclosure quote in writing, and pay the principal + accrued interest. Demand the No Dues Certificate (NDC) within 7 working days — RBI mandates it. If Lendingplate refuses or harasses you, file a complaint on the RBI Sachet portal.