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Fibe (formerly EarlySalary) Review
Social Worth Technologies / partner NBFCs
Established salary-advance brand backed by regulated NBFCs; transparent KFS.
Red flags
- •Subscription fee on some plans adds to true APR
Green flags
- •Lender chain disclosed
- •Standard AA flow
Permissions demanded
Data practices
AA-only post-2022.
Recovery practices
Underlying NBFC handles recovery; reasonable practices.
Sources & references
Grievance & support
- Grievance redressalhttps://www.fibe.in/grievance-redressal/
- Support / helpdeskcare@fibe.in
Contact details published by the lender. If unresolved within 30 days, escalate via RBI Sachet.
Disclaimer: Reviews are independent editorial assessments based on publicly available information and user-submitted complaints. APR ranges and fees can change — always check the lender's Key Fact Statement before borrowing. Not financial or legal advice.
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Frequently asked questions about Fibe (formerly EarlySalary)
Is Fibe (formerly EarlySalary) RBI-registered?
Fibe (formerly EarlySalary) is operated by Social Worth Technologies / partner NBFCs. Its RBI status: RBI-regulated NBFC. Always verify the parent lender directly on the RBI NBFC list before borrowing.
What is the real APR on Fibe (formerly EarlySalary)?
Fibe (formerly EarlySalary) charges an APR between 45% and 45% per annum with a processing fee of up to 4%. After fees and GST, the effective APR on short tenures can be significantly higher than the headline rate.
Is Fibe (formerly EarlySalary) safe to use?
Established salary-advance brand backed by regulated NBFCs; transparent KFS. Permissions demanded: KYC, Bank statement (AA). Recovery practices: Underlying NBFC handles recovery; reasonable practices..
What loan amount and tenure does Fibe (formerly EarlySalary) offer?
Ticket size ranges from ₹5,000 to ₹5,00,000, with tenure between 1 and 24 months.
How do I close my Fibe (formerly EarlySalary) loan early?
Open the app, request a foreclosure quote in writing, and pay the principal + accrued interest. Demand the No Dues Certificate (NDC) within 7 working days — RBI mandates it. If Fibe (formerly EarlySalary) refuses or harasses you, file a complaint on the RBI Sachet portal.