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⚠️ CautionRBI-regulated NBFCSalary Advance

CASHe Review

Bhanix Finance & Investment Ltd (NBFC)

Salary-advance app on a licensed NBFC — APR is steep for short tenures.

Reviewed by
SahiSujhav editorial — Independent borrower-side review
Last verified
2026-05-09
Right of reply
CASHe invited to respond on 2026-05-09. Status: pending
Indicative APR upto
Upto 48%
Indicative processing fee upto
Upto 5%
Tenure
3–18 months
Ticket size
₹5,000–₹4,00,000
2.9 / 5
SahiSujhav editorial rating

Red flags

  • •True APR often 35-45% after fees on 90-day loans
  • •Tele-calling for renewal is aggressive

Green flags

  • •Regulated NBFC parent

Permissions demanded

KYCBank statement (AA)

Data practices

AA-based fetch; contacts permission removed post-DLG.

Recovery practices

Standard NBFC collections; some user complaints about call frequency.

Sources & references

Last reviewed: 2026-05-09

Grievance & support

Contact details published by the lender. If unresolved within 30 days, escalate via RBI Sachet.

Disclaimer: Reviews are independent editorial assessments based on publicly available information and user-submitted complaints. APR ranges and fees can change — always check the lender's Key Fact Statement before borrowing. Not financial or legal advice.

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Frequently asked questions about CASHe

Is CASHe RBI-registered?

CASHe is operated by Bhanix Finance & Investment Ltd (NBFC). Its RBI status: RBI-regulated NBFC. Always verify the parent lender directly on the RBI NBFC list before borrowing.

What is the real APR on CASHe?

CASHe charges an APR between 48% and 48% per annum with a processing fee of up to 5%. After fees and GST, the effective APR on short tenures can be significantly higher than the headline rate.

Is CASHe safe to use?

Salary-advance app on a licensed NBFC — APR is steep for short tenures. Permissions demanded: KYC, Bank statement (AA). Recovery practices: Standard NBFC collections; some user complaints about call frequency..

What loan amount and tenure does CASHe offer?

Ticket size ranges from ₹5,000 to ₹4,00,000, with tenure between 3 and 18 months.

How do I close my CASHe loan early?

Open the app, request a foreclosure quote in writing, and pay the principal + accrued interest. Demand the No Dues Certificate (NDC) within 7 working days — RBI mandates it. If CASHe refuses or harasses you, file a complaint on the RBI Sachet portal.