Sprint B · Tool
Dispute letter generator
One free letter, every bureau. Backed by the RBI 30-day rectification rule. No login.
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To, The Consumer Disputes Cell TransUnion CIBIL (consumerservices@transunion.com) Subject: Formal dispute under RBI Master Direction on Credit Information Companies — 30-day rectification request Date: 13 May 2026 Sir / Madam, I, [YOUR FULL NAME], am writing to formally dispute incorrect information appearing on my credit information report (Report No: [REPORT NUMBER]). The disputed entry is: • Lender / Credit Institution: [LENDER NAME] • Account / Loan number: [ACCOUNT NUMBER] • Nature of error: Wrongly marked 'Settled' (was paid in full) Details / supporting evidence: [Describe what is wrong, attach payment receipts, NOC, account statements, or screenshots] Per the RBI Master Direction on Credit Information Companies (Regulation) and the CIC (Regulation) Act 2005, you are required to: 1. Investigate this dispute within 30 days of receipt 2. Coordinate with the credit institution above for verification 3. Update or remove the inaccurate information and confirm the resolution to me in writing 4. If unresolved within 30 days, I am entitled to escalate to the RBI Ombudsman under the Integrated Ombudsman Scheme 2021 I am attaching the supporting evidence with this letter. Please share the dispute reference number on acknowledgement so I can track the case. Yours faithfully, [YOUR FULL NAME] Contact: [your email] / [your phone]
SahiSujhav generates a template based on the information you enter — we are not a law firm. Always cross-check the bureau's exact dispute address before sending and attach evidence (payment proof / NOC / statements).