🚫 AvoidRBI-regulated NBFCPersonal Loan
B4Salary / B4SALARY
Kisga Leasing and Finance Pvt Ltd (own RBI-registered NBFC)
Salary advance via Kisga NBFC
Reviewed by
SahiSujhav editorial — Independent borrower-side review
Last verified
2026-05-16
Right of reply
B4Salary / B4SALARY invited to respond on 2026-05-16. Status: pending
APR range
100–200%
Processing fee
10%
Tenure
7–90 days
Ticket size
₹1,000–₹50,000
3.7 / 5
SahiSujhav editorial rating
Red flags
- •Reported APR exceeds 100% — predatory range
- •Verify NBFC partner directly with RBI before applying
Green flags
No clear green flags noted.
Permissions demanded
Data practices
Not independently audited. Confirm permissions and data-sharing in the app before installing.
Recovery practices
Recovery practices not independently verified. If you face harassment, file an RBI Sachet complaint.
Sources & references
Last reviewed: 2026-05-16
Disclaimer: Reviews are independent editorial assessments based on publicly available information and user-submitted complaints. APR ranges and fees can change — always check the lender's Key Fact Statement before borrowing. Not financial or legal advice.